PropertyLaw.guru Blog

Title insurance - sometimes not such a solution after all in the real world....

Now don't get me wrong, title insurance has a place sometimes, but its not a cure-all...One of the delegates on my courses told me a tale that needs to be told to all those who dismissively say to you 'Oh, can't you just get some insurance, stop holding it up, I just want the keys'!Picture the all too familiar scene, developer wants to buy site to put houses on - only problem  -
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EG (Estates Gazette) 22nd Sept - update..

p. 65 Restrictive Covenants - great summary of the current apparent willingness of the courts (UT) to vary or release even recent restrictive covenants in a steady stream of cases where they have been held to be redundant as the area has changed, or relaxation was reasonable. Is this a public policy decision to release more land for housing?p.67 AST blues. Don't get caught on a technicality. The problems
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Lets start a Revolution in Client Reporting!

I have had so many non-lawyer commercial surveyors and retail clients on my courses complaining how impenetrable and unhelpful their lawyers reports were, that I thought I would start a revolution and suggest a more clear, structured and more client friendly version. I get property professionals coming on my courses as they don't seem to get explanations of anything from their own solicitors in a format
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Lease extension nightmares? A tool to analyse doubling ground rents!

I have put a useful excel spreadsheet on www.propertylaw.guru under Resources>Other bits and bobs! It compares the doubling with the increase that would happen if tracked to RPI assuming a 3% increase p.a.. It shows that its not so much the doubling, its when it starts, and how often it doubles! So a 25 year doubling isn't too bad, a 20 year is about twice the effect of RPI. its the 10 and 15 year
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EG (Estates Gazette) 8 Sept - Leasehold, Electronic signatures and un-socialing your tenants

Leasehold reform. Great article on the Law Commission's proposed overhaul of leasehold. How are you going to make it cheaper for leaseholders to extend their leases but at the same time make sure landlord's don't lose financially. Impossible. Someone has to lose. Simplification of the regime is long overdue, but it will only be a few weeks till we see their plansElectronic signatures. Outlines the
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Building regulations - insure or not - the burning question It wasn’t a large house with only two bedrooms, but the children loved the attic room that the seller’s had created. This had caused a few problems with the conveyancing as there was no building regulations approval for the works and the bank weren’t happy. Their conveyancers told them that they could just get an ‘insurance
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When is contaminated land certified as not ‘Contaminated Land’? - The Law Society’s revised Guidance Note on  environmental liability.The Law Society has just reissued its Contaminated Land warning card to solicitors - but conveyancers must realise that negative search results do not mean what you might think they do. Also a Search Certificate that the land is not within the statutory definition
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Completion Notices - A Christmas tale..

Read this blog I did for InTouch.. Scary!Completion Notices - A Christmas Tale. Be careful what you wish for…December 22. 2014  Posted in:  ConveyancingHannah MackinlayPicture the scene - the pre-Christmas completion frenzy is in full swing and hard-pressed conveyancer Sue is trying to complete Mr. & Mrs. Jones sale. The buyer fails to come up with the money on the day of completion
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The future of CPD training? My six penn'orth

‘CPD Points’ are dead - but what will replace them? Are we ready to move to the next level?The scrapping of the solicitors CPD accreditation and points scheme by the SRA from October 2016 is controversial. In its place  firms will have  to certify annually that their staff have competence  in their respective areas of law.To put it bluntly the question COLPs have to ask themselves
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Intro to Comm Prop

Really good two day course in Leeds the last two days, nice group of people, I felt that I really helped them and I got good reviews to boot!
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